Small Balance Commercial Loan Programs

STATED OWNER-OCCUPIED PROGRAM

Rates: 6-9%
MAX LTV (Loan to Value)
TIER 1 & 2: 75%

Best For:
Owner-occupied transactions where the business owner has difficulty documenting their income for traditional lenders.


BANK STATEMENT PROGRAM

Rates 6.9

MAX LTV Tier 2:75%

Best For:
Business owner who prefer to prove their income by providing 12 consecutive months of business bank statements instead of tax returns.


COMPLETE PROGRAM

Rates: 6-9%
MAX LTV TIER 1: 80%
MAX LTV TIER 2: 75%

Best For:
Credit-worthy investors or business owners looking for an alternative to restrictive bank financing.


LITE DOC INVESTOR PROGRAM

Rates: 6-9%
MAX LTV TIER 1 & 2: 75%

Best For:
Investors who may not be able to disclose certain financial information or whose properties are more valuable than a tax return might show.