How to Calculate Loan-to-Value Ratio (LTV)

Mortgage Q&A: “What is the loan-to-value ratio?” If you’re currently shopping for a home loan, chances are you’ve heard the phrase loan-to-value ratio get thrown around on more than one occasion. Regardless of what’s going on in the housing market, you should know this important term when applying for a mortgage to ensure you get […]

Common Household Hazardous Waste and What to do With Them

We want to believe our homes are as safe as they can be, and for the most part they are. But there are items we use every day that are in fact hazardous. Knowing what products are hazardous, and the proper ways of disposing household hazardous waste, is not only good for the environment, but […]

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